Commerce

Published papers in this category

Evaluating Cost Reduction and Revenue Enhancement Mechanisms in the Nexus between Digital Intensity and Banking Performance in Nigeria.

Authors: Ayadi Moniaye, Dr J. O. Omokehinde, Dr. Oladipo S. I, Prof Akinyomi O.J.

Digital transformation and performance
Paper ID: CRSIJ26000184
Pages: 326-346

Abstract:

This study investigates whether digital transformation within Nigerian deposit money banks primarily improves banking performance through cost reduction mechanism or through revenue-enhancing financial intermediation channels. Using a balanced panel dataset of 12 listed Nigerian deposit money bank... Read more